For most, our home is our biggest investment, the place where we raise our families and make a lifetime of memories. We believe that an insurance company should do more than pay for financial losses incurred in the home; it should help prevent losses and accidents, and offer policies flexible enough to meet your individual needs. Above all, it should provide you with the security that comes only from the knowledge that your home is properly insured. Foundation Insurance Group makes sure that your most important asset is protected. Our trusted insurance professionals offer knowledge and expertise to customize your policy and meet your individual needs… coverage that fits both your budget and your priorities.

Homeowner Insurance Coverages

Typically, when you purchase homeowner insurance, it will include four types of essential coverages:

  • Liability insurance protection covers you against lawsuits or claims from others for bodily injury or damage to property caused by your negligence or that of your covered family member or household pet.
  • Personal property insurance protection pays for your losses up to the limits of your policy when your personal belongings are stolen or destroyed by various covered disasters anywhere in the world.
  • Structural insurance protection covers partial or full cost to repair/rebuild your house damaged by various covered disasters, and it often can include other detached structures on your property like garages and storage sheds.
  • Additional living expenses are paid up to the limits of your policy during the repair/rebuild process if you must live away from an uninhabitable home damaged by a covered disaster. If part of your home is rented out and you lose rental revenue because damage renders it uninhabitable, this coverage reimburses for lost rent.

Review your homeowner policy needs with one of our experienced agents who understands your needs and who can discuss the many options and discounts available. Contact Foundation Insurance Group to learn more about our homeowner products, or to obtain a quote.